Budolista

Money check

Compare savings rates, card benefits and annual fees before you open an account or apply.

Find your fit

Answer a few questions, get a personalized pick

Banking

Pick a digital bank

Compare BPI BanKo, DiskarTech, Maya, MariBank, GoTyme and more.

Try it free →Credit Cards

Find your credit card

5 quick questions to match you with BPI, BDO, UnionBank, Metrobank, and more.

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Live deals from these banks

Cashback offers, savings boosts, and card-only promos running right now

See all →
-50%

BDO

Up to 50% OFF at Quest Plus Conference Center, Manila

-20%

Metrobank

20% OFF at Art Caravan with Metrobank cards

-50%

EastWest

Up to 50% OFF at Holiday Inn & Suites Makati

-50%

EastWest

50% off stays and drinks at Winford Manila with your EastWest card

-50%⏱ 2d

Metrobank

Up to 50% OFF on hotels in Luzon

-20%

BPI

Save 20% at Club Samal Resort with your BPI card

-10%

Metrobank

10% OFF at AutoZone Car Accessories

FREE

BDO

Free SUN Tier Membership Upgrade at NUSTAR

Digital Bank Rates

Everyday savings rates, with promotional maximums kept separate

BPI BanKo · TODO Savings

BPI BanKo · TODO Savings

Top Pick

5% on ₱5K–₱1M

Source checked Sep 28, 2026

5.00%

Open BPI BanKo
DiskarTech · Savings

DiskarTech · Savings

4.88% digital savings

Source checked Sep 28, 2026

4.88%

Open DiskarTech
Maribank (formerly SeaBank) · Savings

Maribank (formerly SeaBank) · Savings

3.25% base · up to 3.75%

Source checked Sep 28, 2026

3.25%

Open Maribank (formerly SeaBank)
GoTyme · Go Save

GoTyme · Go Save

3% p.a.

Source checked Sep 28, 2026

3.00%

Open GoTyme
Maya Savings

Maya Savings

3% base · up to 15%

Source checked Sep 28, 2026

3.00%

Open Maya Savings
Komo · Savings

Komo · Savings

2.5% p.a.

Source checked Sep 28, 2026

2.50%

Open Komo
CIMB (GSave) · Savings

CIMB (GSave) · Savings

2.3% p.a.

Source checked Sep 28, 2026

2.30%

Open CIMB (GSave)
Tonik · Tonik Account

Tonik · Tonik Account

1% p.a.

Source checked Sep 28, 2026

1.00%

Open Tonik
Rates can change. Use the source date on each row and always verify with the bank before depositing.

How much will my savings earn?

Your money + a year at PH digital bank rates.

  • BPI BanKo · TODO Savings

    BPI BanKo · TODO Savings

    Best for ₱50,000

    5.00% p.a. · earns ₱2,500/yr

    ₱52,500

  • DiskarTech · Savings

    DiskarTech · Savings

    4.88% p.a. · earns ₱2,440/yr

    ₱52,440

  • Maribank (formerly SeaBank) · Savings

    Maribank (formerly SeaBank) · Savings

    3.25% p.a. · earns ₱1,625/yr

    ₱51,625

  • GoTyme · Go Save

    GoTyme · Go Save

    3.00% p.a. · earns ₱1,500/yr

    ₱51,500

  • Maya Savings

    Maya Savings

    3.00% p.a. · earns ₱1,500/yr

    ₱51,500

  • Komo · Savings

    Komo · Savings

    2.50% p.a. · earns ₱1,250/yr

    ₱51,250

  • CIMB (GSave) · Savings

    CIMB (GSave) · Savings

    2.30% p.a. · earns ₱1,150/yr

    ₱51,150

  • Tonik · Tonik Account

    Tonik · Tonik Account

    1.00% p.a. · earns ₱500/yr

    ₱50,500

Compounded annually. Actual returns vary — banks compound daily/monthly and rates can change. Always verify before depositing.

Digital Wallets

GCash, Maya, ShopeePay — earn while you spend

GCash

GCash

₱50/referral

Earn ₱50 per referral, up to ₱1,250/month. Plus cashback on bills payment and QR transactions.

Get Referral Link →
Maya

Maya

3% base savings

Maya Savings starts at 3% p.a. Boosted tiers require qualifying activity and the highest tiers are limited to select users.

Open Maya Account →
ShopeePay

ShopeePay

Up to 20% OFF

Extra vouchers + cashback on Shopee orders. Stack with seller vouchers for maximum savings.

Activate ShopeePay →

Best Credit Cards 2026

Cashback, rewards, and perks compared

Best for supermarket cashback

BPI Amore Cashback Card

BPI

4% supermarket cashback on each full ₱1,000 of eligible spend

₱2,050/year

View official page
Rewards plus travel insurance

BPI Gold Rewards Card

BPI

1 BPI Rewards Point for every ₱35 eligible spend

First year free · ₱2,250/year from year 2

View official page
Straightforward no-fee card

UnionBank U Visa Platinum

UnionBank

No annual fee for principal and supplementary cards

No annual fee for life

View official page
No annual fee for life

Metrobank M Free Mastercard

Metrobank

No annual fee for principal and supplementary cards

No annual fee for life

View official page
Travel miles and local lounge access

Metrobank Travel Signature Visa

Metrobank

1 air mile for every ₱30 eligible spend on all purchases

First year waived · ₱5,500/year from year 2

View official page
4× points on key categories

HSBC Red Platinum Mastercard

HSBC

4× points on eligible online, dining, shopping and overseas spend

First year waived · ₱2,500/year from year 2

View official page
High cashback with a spend condition

HSBC Live+ Credit Card

HSBC

Up to 8% dining cashback and 5% on eligible shopping, entertainment and travel

First year waived · ₱5,000/year from year 2

View official page
Premium perks with no annual fee

EastWest Platinum Mastercard

EastWest

1 Platinum Rewards Point for every ₱40 eligible spend

No annual fee for life

View official page

Coming Soon

Pag-IBIG MP2, SSS, and PhilHealth

Government benefits you can maximize. Comparison guides, calculators, and step-by-step application walkthroughs.

Pag-IBIG MP2SSS Flexi-FundPhilHealthGSIS