Cash Hacks & Tools
Digital bank rates, wallet tricks, credit card picks, and free finders. Top rate right now: 6.0% p.a.
Live deals from these banks
Cashback offers, savings boosts, and card-only promos running right now
CIMB
CIMB GSave Zero Deposit & Zero Maintaining Balance
BPI
BPI VYBE Government Bill Cashback — ₱20 Back
-50%SM
Up to 50% Off SM Home Back to School Sale
-50%Metrobank
50% OFF at Botejyu with Metrobank Card
BDO
5% Rebate on Gas with BDO Visa Credit Cards
-50%BDO
Up to 50% OFF at Park Inn by Radisson Hotels
-62%Metrobank
Up to 62% OFF in Palawan Hotels
GCash
GLoan Sakto: 5% Cashback!
Digital Bank Rates
Where to park your money for the best return — updated weekly
Maribank (formerly SeaBank)
No fees, baked into Shopee + ShopeePay
3.75%
How much will my savings earn?
Your money + a year at PH digital bank rates.
Maya Savings
Best for ₱50,00015.00% p.a. · earns ₱7,500/yr
₱57,500
Tonik
8.00% p.a. · earns ₱4,000/yr
₱54,000
Komo
6.00% p.a. · earns ₱3,000/yr
₱53,000
BPI BanKo
5.00% p.a. · earns ₱2,500/yr
₱52,500
UnionDigital
4.50% p.a. · earns ₱2,250/yr
₱52,250
DiskarTech
4.00% p.a. · earns ₱2,000/yr
₱52,000
CIMB (GSave)
4.00% p.a. · earns ₱2,000/yr
₱52,000
Maribank (formerly SeaBank)
3.75% p.a. · earns ₱1,875/yr
₱51,875
GoTyme
3.00% p.a. · earns ₱1,500/yr
₱51,500
GSave (GCash)
2.60% p.a. · earns ₱1,300/yr
₱51,300
Compounded annually. Actual returns vary — banks compound daily/monthly and rates can change. Always verify before depositing.