Money check
Compare savings rates, card benefits and annual fees before you open an account or apply.
Digital Bank Rates
Everyday savings rates, with promotional maximums kept separate
Maribank (formerly SeaBank) · Savings
3.25% base · up to 3.75%
Source checked Nov 9, 2026
3.25%p.a.
Find your fit
Filter banking options by the rates, benefits and conditions that matter to you.
Bank offers
Check eligibility and offer dates before using a bank promotion.
-50%⏱ 2dLanders
Up to 50% off + Extra 11% off, Landers
-40%⏱ 7dBDO
Up to 40% OFF at select Max’s Group restaurants with BDO
-15%BDO
15% OFF on Primer Brands with BDO
⏱ 43hPuregold
Puregold weekend sale returns in November
-50%⏱ 2dBDO
Up to 50% OFF at Quest Plus Conference Center, Manila
-20%Metrobank
20% OFF at Art Caravan with Metrobank cards
-20%BPI
Save 20% at Club Samal Resort with your BPI card
FREE⏱ 2dBDO
Free SUN Tier Membership Upgrade at NUSTAR
How much will my savings earn?
Your money + a year at PH digital bank rates.
BPI BanKo · TODO Savings
Best for ₱50,0005.00% p.a. · earns ₱2,500/yr
₱52,500
DiskarTech · Savings
4.88% p.a. · earns ₱2,440/yr
₱52,440
Maribank (formerly SeaBank) · Savings
3.25% p.a. · earns ₱1,625/yr
₱51,625
Maya Savings
3.00% p.a. · earns ₱1,500/yr
₱51,500
Komo · Savings
2.50% p.a. · earns ₱1,250/yr
₱51,250
CIMB (GSave) · Savings
2.30% p.a. · earns ₱1,150/yr
₱51,150
Tonik · Tonik Account
0.10% p.a. · earns ₱50/yr
₱50,050
Compounded annually. Actual returns vary — banks compound daily/monthly and rates can change. Always verify before depositing.
Digital Wallets
GCash, Maya, ShopeePay — earn while you spend
GCash
Earn ₱50 per referral, up to ₱1,250/month. Plus cashback on bills payment and QR transactions.
Get Referral Link →
Maya
Maya Savings starts at 3% p.a. Boosted tiers require qualifying activity and the highest tiers are limited to select users.
Open Maya Account →
ShopeePay
Extra vouchers + cashback on Shopee orders. Stack with seller vouchers for maximum savings.
Activate ShopeePay →Best Credit Cards 2026
Cashback, rewards, and perks compared
BPI Amore Cashback Card
BPI
BPI Gold Rewards Card
BPI
1 BPI Rewards Point for every ₱35 eligible spend
First year free · ₱2,250/year from year 2
View official pageUnionBank U Visa Platinum
UnionBank
Metrobank M Free Mastercard
Metrobank
HSBC Red Platinum Mastercard
HSBC
4× points on eligible online, dining, shopping and overseas spend
First year waived · ₱2,500/year from year 2
View official pageEastWest Platinum Mastercard
EastWest
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Pag-IBIG MP2, SSS, and PhilHealth
Government benefits you can maximize. Comparison guides, calculators, and step-by-step application walkthroughs.